1. Prepare the Cracker Stacks
Preheat your oven to 375°F (190°C).
Line a baking dish or sheet with parchment paper.
Place 20 Ritz crackers in a single layer, salted side down.
Add a folded piece of ham on each cracker.
Place another Ritz cracker on topto create mini sandwiches.
2. Make the Cheesy Topping
In a medium bowl, mix together:
cream cheese
melted butter
mozzarella (and cheddar if using)
garlic powder
parsley or Italian seasoning
black pepper
Stir until fully combined and spreadable.
3. Top the Crackers
Spoon a generous amount of the cheese mixture on top of each cracker bite.
Make sure the tops are well covered — this will create the golden, bubbly crust seen in the picture.
4. Bake
Place the dish in the preheated oven.
Bake for 12–15 minutes, or until the tops are golden, melted, and slightly crisp.
Let cool for 5 minutes before serving.
Serving Suggestions
Serve warm with honey mustard, ranch, or spicy mayo.
Great for parties, brunch tables, kids’ snacks, or holiday trays.
These Baked Ham & Cheese Ritz Cracker Bites are simple to make yet incredibly delicious. The combination of buttery crackers, savory ham, and creamy melted cheese creates an addictive appetizer that everyone will love. They’re quick, customizable, and perfect anytime you need a crowd-pleasing bite. Enjoy them fresh out of the oven and watch them disappear fast!
